Medicare stands as a federal healthcare insurance initiative, affording affordable healthcare to numerous Americans. You have access to numerous choices, covering both present and future healthcare needs. An agent can provide clarity and guidance as you select the most suitable options for your specific situation.
Keep in mind that during the Medicare Annual Election Period, you can opt to remain in Original Medicare, enroll in a Medicare Advantage Plan, or transition from a Medicare Advantage plan back to Original Medicare.
Every Medicare beneficiary can establish a routine for the Medicare Annual Election Period by following these four steps:
1. Carefully examine your plan notice. It's essential to go through any notifications from your Medicare plan regarding changes for the next year, especially the "Annual Notice of Change" letter. Review your plan's details to confirm if your medications remain covered and if your doctors are still part of the network.
2. Consider your priorities. Both Medicare health and drug plans evolve annually, as do your health requirements. Do you need a new primary care physician? Is your preferred specialist included in your network for an upcoming procedure? Does your current plan continue to cover your prescribed medications, or is there another plan offering the same benefits at a lower cost? Evaluate your health status and determine if changes are necessary.
3. Determine if you qualify for financial assistance with your Medicare expenses. Explore state programs that can help with Medicare premium costs, deductibles for Medicare Part A (hospital insurance) and Medicare Part B (medical insurance), coinsurance, co-payments, and expenses related to Medicare prescription drug coverage.
4. Seek plans that align with your needs and budget. Our agents are available for a free plan review, with no obligations, to help you explore other plans in your area. Click on the Consent to find out more.
A new plan may:
Cost less
Cover your drugs costs or
Let you use the providers you want, like your doctor or pharmacy.
If you find that your current coverage still meets your needs, then you don’t need to make any changes. Remember, during Medicare Open Enrollment, you can decide to stay in Original Medicare or join a Medicare Advantage Plan. If you’re already in a Medicare Advantage Plan, you can switch back to Original Medicare.
This information was obtained from www.medicare.gov
Areas Covered
Greater and New Tampa, Pinellas County, Polk County, Hillsborough County, Pasco County
5331 Primrose Lake Circle, Suite 107, Tampa, Florida 33647
